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Open Enrollment

Open Enrollment Graphic

Open Enrollment is Here!

October 1 to October 31, 2017
Elections Effective January 1, 2018


Open enrollment is an annual opportunity to assess your state insurance options, review dependent enrollment, and plan ahead for anticipated needs. It’s important for you to review and understand all plan changes and take advantage of the resources and tools available to you.

Open enrollment is held annually from October 1 to October 31, with elections becoming effective January 1 of the following year.

The Office of Human Resources (OHR) is here to provide all insurance-eligible employees with the education and resources needed to make informed decisions regarding their and their family’s insurance coverage.

Reminders

Tax-Free Savings Account Users

If you wish to participate in a Medical Spending Account (MSA) or a Dependent Care Spending Account (DCSA) in 2018, you must enroll or reenroll during open enrollment. Reenrollment is not automatic. You may elect up to $2,600 for your MSA and $5,000 (per household) for your DCSA (with exemptions for high earners – please see the "2018 Plan Changes" section below). You can enroll or reenroll in a MSA or DCSA online at www.MyFBMC.com.

Dental Changes

Dental changes ARE allowed this year. Dental changes are only permitted every other year, during odd numbered years. Use this year’s open enrollment to enroll in, change, or cancel state dental coverage for yourself and your eligible dependents. This includes both your Basic Dental and Dental Plus Coverage.

When No Action is Needed

If you don’t plan to participate in a tax-free savings account and don’t need to make any changes to your state insurance for 2018, no action is needed by you.

Review Your Coverage Annually

Make reviewing your insurance coverage during open enrollment an annual routine. Even if you don’t anticipate making any changes to your coverage, taking a few minutes to review your online state insurance profile allows you to confirm what health, dental, vision, life, and long term disability coverage you and your family are enrolled in. If you see anything you would like to change, open enrollment may be the time to make that update. Review your coverage through your PEBA MyBenefits at mybenefits.sc.gov.

What Changes Can Be Made During Open Enrollment
Changing Your Elections
2018 Plan Changes
Support
Pro Benefits EXPO