2009 Insurance Open Enrollment
October 1st - 31st
THE INSURANCE ADVANTAGE
Please review The Insurance Advantage carefully at the following link to make informed decisions this October regarding your benefits to be effective January 2010:
http://www.eip.sc.gov/publications/2009_Insurance_Advantage.pdf?ts=-1883700573
Topics
EIP to Offer State Vision Plan
What You Need to Know for Open
Enrollment
MetLife Becomes New Life Insurance
Provider
Rate Increase in 2010 for Blue
Choice, CIGNA and Dental Plus Subscribers
Tobacco Users Face Higher Premiums
in 2010
Website Information
Open Enrollment forms and additional
information will be available at the Human Resources website October 1st -
31st.
EIP to Offer State Vision Plan
The Employee Insurance Program (EIP) is pleased to announce it has selected EyeMed Vision Care as the provider of the new State Vision Plan. This voluntary, employee-paid program begins January 1, 2010. For more information, please access link above to The Insurance Advantage.
What You Need to Know for Open Enrollment
During open enrollment, which occurs in odd-numbered years, you have more options than you do during annual enrollment. Open Enrollment is October 1 - 31, 2009. Any change you make will go into effect on January 1, 2010. To make the best decision, review the coverage you have now by visiting MyBenefits online. http://www.eip.sc.gov/mybenefits/
MetLife Becomes New Life Insurance Provider
Beginning January 1, 2010, the Metropolitan Life Insurance Company, better known as MetLife, will replace The Hartford as the carrier for Basic, Optional and Dependent Life Insurance for subscribers covered through the Employee Insurance Program (EIP). For more information please access link above to The Insurance Advantage.
Rate Increase in 2010 for Blue Choice, CIGNA and Dental Plus Subscribers
Effective January 1, 2010, BlueChoice and CIGNA health plan premiums will increase. Dental Plus premiums will also increase approximately 7%. Please refer to the charts on page 9 in The Insurance Advantage for 2010 premiums.
Act Now to Avoid Tobacco Surcharge
October 31 is the deadline to certify with the Employee Insurance Program (EIP) whether or not you use tobacco. Effective January 1, 2010, a $25-a-month surcharge will be added to the health insurance premium of subscribers who use tobacco or who cover family members who do. You will pay this charge, unless you certify no one covered under your health insurance uses tobacco, and no one has used it during the past six months.
Subscribers have two ways to certify whether they or any of their dependents use tobacco:
- Online Preferred Method through Employee Insurance Program (EIP) at MyBenefits. http://www.eip.sc.gov/mybenefits/ . Certifying online is fast and easy.
- By completing
and mailing the Certification Regarding Tobacco Use form directly to Employee
Insurance Program (EIP).
http://www.eip.sc.gov/publications/tobacco%20certification%20form%20final.pdf?ts=582082357
If You're Ready to Quit
EIP cares about your health, and would like everyone to be eligible for the non-tobacco-user premium. Help is always available for those who want to quit.
State Health Plan and BlueChoice Health Plan subscribers and their covered dependents can participate in the Free & Clear Quit for Life by calling 866-QUIT-4-LIFE (866-784-8454).
CIGNA HMO subscribers can call 866-417-7848 to participate in the CIGNA Quit Today Smoking Cessation Program.
MyBenefits
During open enrollment (October 1 - October 31), active employees can use MyBenefits online system. Reference the following link to register, obtain a state insurance benefits statement and make open enrollment changes. Please be aware that after changes have been made via MyBenefits you will not have access to return to MyBenefits to view the changes. Please verify mailing address, coverage amounts, and beneficiaries and make any adjustments on-line or contact a benefits counselor for assistance. Once you have entered your changes, please print the confirmation page, and keep it in a safe place for your records. http://www.eip.sc.gov/mybenefits/
Benefits staff will be available as
follows if you need assistance with MyBenefits.
Phone: 656-2713, Email: empins@clemson.edu
Administrative Services Building:
Monday, Tuesday, Thursday or Friday
8am-12pm or 1pm-4:30
Benefits Fair:
October 6th 9am-2pm
MoneyPlu$
You must enroll or re-enroll in a Medical Spending Account, Limited-Use Medical Spending Account or Dependent Care Spending Account to participate in 2010. You must be an active employee and, by the first working day in January 2010, have completed one year of continuous service.
If currently enrolled, you may re-enroll online at www.myFBMC.com . If you are planning to retire in 2010 or terminate employment, please contact the Benefits Office at (864) 656-2713 to re-enroll; do not complete the online form. If you need assistance with online re-enrollment, call FBMC at 800-342-8017.
AFLAC
AFLAC insurance policies are being offered to compliment your medical coverage. Benefits are paid directly to you, unless assigned, regardless of any other coverage you may have. Also, these policies are available through payroll deduction. If you leave Clemson University, you may take these insurance policies with you at the same premium and benefits. If interested in more information please contact the agent listed below:
Ginny Murdock, Sales Associate
107 Ram Cat Alley, Seneca, SC
29678-3243
Phone: (864) 882-8157 or (800) 661-7330 Fax: (864) 888-4601
ginnymurdock@aol.com
June
Ponder, Sales Associate
100
Honeybee Lane, Seneca, SC 29678
Phone:
(864) 903-5959 or Fax: (864) 888-1829
june_ponder@us.aflac.com
METLIFE
MetLife offers individual, whole life insurance, universal life insurance, and term life insurance policies that can be paid through payroll deduction. Long term care insurance is also available. The MetLife insurance contracts are fully portable at the same discounted premiums you enjoy as a university employee should you terminate employment for any reason. If you would like a personalized, no obligation illustration of the coverage you would be eligible for please email bert@acifinancial.net , blake@acifinancial.net, or call 864-654-3121.
Agent: Bert Campbell, CLU, ChFC bert@acifinancial.net
PO Box 658, Pendleton, SC 29670-0658
Phone: (864) 654-3121 Fax: (864) 654-0737
Agent: Blake Campbell blake@acifinancial.net
Phone: (864) 261-9674 Fax: (864) 375-0425
www.acifinancial.net
Clemson University
OFFICE OF HUMAN RESOURCES Insurance UNIT
Contact Information
Phone: (864) 656-2713 Fax: (864)
656-4672
Email: empins@clemson.edu
Address: Office of Human
Resources-Insurance Benefits Unit
Clemson University, Administrative Services Building
Box 345337 Pearman Blvd. Clemson, SC 29634-5337
Office Hours During Fall Enrollment
October 1st - 31st
Closed October 12th - 13th, Fall Break
Monday, Tuesday, Thursday and Friday
8am - 12pm and 1pm - 4:30 pm
Closed 12pm-1pm - lunch hour
Wednesday - Not available
Insurance staff conducting new employee orientation
Exceptions:
Monday October 5th
11am-4:30pm Set-up and preparation for the Benefits Fair.
BENEFITS FAIR:
Tuesday October 6th 9am-2pm at
Littlejohn Coliseum, more
details to be emailed later.