September 2011 Open Enrollment Update
October 1-31, 2011 is an open enrollment period for state insurance benefits. Open enrollment, which occurs in odd-numbered years, provides more options than annual enrollment. Changes made during open enrollment will be effective January 1, 2012.
WEBSITE: Please visit the Office of Human Resources website for open enrollment forms and additional information: http://www.clemson.edu/employment/benefits/2011_open_enroll/.
THE INSURANCE ADVANTAGE
http://www.eip.sc.gov/publications/IA_Active.pdf?ts=-1850016841
The Insurance Advantage publication, created by The Employee Insurance Program (EIP) covers important changes to state insurance benefits and open enrollment opportunities. Below is a summary, featuring some of the highlights. It is important to carefully review the Insurance Advantage in detail to make informed decisions about your benefits during October 2011.
Documentation required to cover dependents
EIP requires documentation to add a spouse and or children to coverage. Please order any needed documentation now, due to the anticipated timeframe to receive it.
Premium increase
Premiums are increasing for health plans and dental plus effective 2012. Please reference page 10 of the Insurance Advantage to view a chart of the premiums.
New administrator for the mental health benefits
The administrator for mental health and substance abuse benefits is changing. Beginning January 1, 2012, BlueCross BlueShield of South Carolina (BCBSSC) will replace APS Healthcare as the administrator of the mental health and substance abuse benefits for the State Health Standard and Savings plans and the Medicare Supplement Plan. Companion Benefit Alternatives (CBA), the mental health and substance abuse division of BCBSSC, will manage the benefits.
New health insurance cards
New insurance cards will be mailed to state health plan subscribers by January 1, 2012.
Certify your tobacco use status during October
Subscribers who have already certified their tobacco use status do not need to recertify unless there has been a change in tobacco use. Certify online through MyBenefits at: http://www.eip.sc.gov/mybenefits/, or complete and send the following form to EIP: http://www.eip.sc.gov/publications/tobacco%20certification%20form%20final.pdf?ts=582082357
If you are ready to quit, help is available through the following programs:
QUIT for LIFE 866-784-8454, for State Health Plan and Blue Choice participants
CIGNA Quit Today Smoking Cessation 866-417-7848, for CIGNA participants.
Wellness Incentive Program (free generic prescriptions for eligible participants)
State Health Plan subscribers and dependents not eligible for Medicare that do not have other primary coverage may be eligible. Many participants have saved money on prescription medications and/or diabetes supplies. For more information:
Visit EIP’s website at www.eip.sc.gov and click on “FAQ.”
Call Blue Cross Blue Shield of SC at 800-868-2520.
Prevention Partners
Learn more to improve your health and take advantage of the wellness benefits offered through the state. Visit the Prevention Partners website at: http://www.eip.sc.gov/prevention/ for information and services pertaining to diabetes, hypertension, workplace screenings and weight management.
Colonoscopy Benefit
A colorectal cancer screening for individuals age 50 and older is a leading preventive service. The Employee Insurance Program health plans cover colonoscopies for eligible members.
MoneyPlu$
To participate in Medical Spending, Limited-Use Medical Spending, and Dependent Care Spending Accounts for 2012, you must enroll or re-enroll during October 2011. You must be an active employee and, by the first working day in January 2012, have completed one year of continuous service. If currently enrolled, you may re-enroll online at www.myFBMC.com. If planning to retire in 2012 or terminate employment, please contact the Benefits Office at (864) 656-2713 to re-enroll and do not complete the online form. If you need assistance with online re-enrollment, call FBMC at 800-342-8017.
Non State Insurance Benefits
Please take this time to obtain more information about the following non-state insurance benefits offered with payroll deduction and how they may complement your state coverage.
AFLAC: http://www.clemson.edu/employment/benefits/aflac/index.html
Agents:
Ginny Murdock, Phone: (864) 882-8157. (800) 661-7330, ginnymurdock@aol.com
June Ponder, Phone: (864) 903-5959 or Fax: (864) 888-1829, june_ponder@us.aflac.com
METLIFE: www.acifinancial.net
Agents: Bert Campbell, CLU, ChFC bert@acifinancial.net Phone: (864) 654-3121
Blake Campbell blake@acifinancial.net Phone: (864) 261-9674 Fax: (864) 375-0425
OPEN ENROLLMENT ASSISTANCE
For additional assistance with open enrollment, please review information on-line, utilize MyBenefits, visit vendors and benefits staff at the Benefits Fair, or come by Office of Human Resources at the Administrative Services Building for help.
MYBENEFITS http://www.eip.sc.gov/mybenefits/
Register or log on to MyBenefits to obtain a state insurance benefits statement and make open enrollment changes. After changes have been made through MyBenefits you will not have access to return to MyBenefits to view the changes. Please verify mailing address, coverage amounts, and beneficiaries and make any adjustments on-line or contact a benefits counselor for assistance. Once you have entered your changes, please print the confirmation page, and keep it in a safe place for your records.
Benefits Fair
Tuesday, October 4th (9:00 AM – 2:00 PM) at Littlejohn Coliseum,
http://www.clemson.edu/employment/benefits/benefits_fair/
Clemson University Office of Human Resources
Phone: (864) 656-2713 Fax: (864) 656-4672
Email: CU_Benefits@clemson.edu
Address:
Office of Human Resources-Insurance Benefits Unit
Clemson University, Administrative Services Building
Box 345337; 108 Pearman Blvd. Clemson, SC 29634-5337
Website:http://www.clemson.edu/employment/benefits/2011_open_enroll/
Office Hours:
Monday, Tuesday, Thursday and Friday (8 AM - 4:30 PM)
Wednesday - Not available due to new employee orientation
Clemson University Office of Human Resources - Benefits
(864) 656-2000 Fax: (864) 656-4672
CU_Benefits@clemson.edu
Office of Human Resources
Administrative Services Building Box 345337
108 Pearman Blvd. Clemson, SC 29634-5337