IRS Form 1095-C

Electronic Form 1095-C Now Available

The 2020 Form 1095-C is now available. Follow the steps below to access your online document (your web browser’s pop-up blockers will need to be turned off):

  1. Access Employee Self Service.

  2. Log in using your University credentials.

  3. Select the Tax Documents tile.

  4. Select View Form 1095-C from the menu on the left.

  5. Under the Tax Form heading, access the 1095-C Original link that corresponds with the desired tax year. (You can download and/or print from here, if desired.)

The IRS Form 1095-C, also known as the Employer-Provided Health Insurance Offer and Coverage statement, contains important information about medical coverage offered to employees and their dependents by Clemson University. While this information is no longer required when filing one’s taxes, it should be retained with the employee’s personal records.

A Form 1095-C will be provided to all employees who were eligible to participate in state health insurance benefits at any point during 2020, including eligible employees who declined to participate in the medical coverage.

Employees may choose to receive their form online or have it mailed to their home address on record with the University.

Accessing Your 1095-C Online

The 2020 Form 1095-C is now available. Follow the steps below to access your online document (your web browser’s pop-up blockers will need to be turned off):

  1. Access Employee Self Service.

  2. Log in using your University credentials.

  3. Select the Tax Documents tile.

  4. Select View Form 1095-C from the menu on the left.

  5. Under the Tax Form heading, access the 1095-C Original link that corresponds with the desired tax year. (You can download and/or print from here, if desired.)

Mailed Form 1095-C

If you do not consent to receive your Form 1095-C online, it will be mailed to the last known address on file no later than March 2, 2021. To ensure the form is received promptly, employees should confirm that their home address on record with the University is accurate by viewing their current information displayed in my.Clemson.

Additional information is available in the frequently asked questions section below. If you have further questions about how the Form 1095-C impacts you, consider contacting a tax advisor and/or visiting www.irs.gov or www.healthcare.gov.

Frequently Asked Questions

Please consult with your tax advisor if you have questions about filing your tax return. Clemson University recommends that you retain the Form 1095-C in your personal records in case you need to demonstrate proof of health coverage enrollment or respond to future IRS inquiries.

There are three parts to the form:

  • Part I includes information about you and your employer.
  • Part II includes information about the coverage your employer offered to you and your dependent(s).
  • Part III includes information about individuals enrolled in coverage.
  • View a blank 1095-C

If you worked for more than one employer during 2020 and were offered coverage with both employers, you may receive a Form 1095-C from each employer.

No. You will only receive a Form 1095-C regarding your state medical insurance.

No. The University will only provide a Form 1095-C to individuals who were eligible for health benefits in 2020 due to their employment with Clemson University. However, covered family members enrollment information will be included in part III of your Form 1095-C.

While these three forms are similar, Clemson University is required by the IRS to provide you with the Form 1095-C.

Please consult with a qualified tax advisor if you have questions about filing your tax return.

Please consult with a qualified tax advisor if you have questions about filing your tax return.

The IRS has provided employers with very specific rules and descriptions to indicate the type, level, and coverage you and your dependents were offered each month. These codes indicate things like whether the coverage offered minimum essential coverage and whether the coverage was affordable. There are many different codes, and each combination will be unique to an individual’s personal situation.

Line 15 of Form 1095-C shows how much you would have paid per month for single coverage under the least expensive health plan available to you through your employment with Clemson in 2020. The IRS requires the University to report this information to demonstrate the affordability of your health plan options. It will not reflect your actual monthly premiums in 2020 if you chose a higher-cost plan or covered dependents.

Yes. The State Health Plan: Standard Plan and the State Health Plan: Savings plan both meet the federal definition of minimum essential coverage.

Yes. The State Health Plan: Standard Plan and the State Health Plan: Savings plan both meet the federal definition of minimum value.

Yes. The State Health Plan: Standard Plan and the State Health Plan: Savings plan have both been deemed affordable by the federal definition.

If you think information on your Form 1095-C is incorrect, please contact the Office of Human Resources online through Ask-HR or by phone at (864) 656-2000.

Contact the Office of Human Resources online through Ask-HR or by phone at (864) 656-2000 to request an additional copy. An administrative fee of ten dollars will be charged for duplicate forms.

Contact a tax advisor for questions about how this tax form will impact you. You may also visit www.irs.gov or www.healthcare.gov.

DISCLAIMER: This tax information is provided for general information purposes only. Clemson University does not provide tax advice. Please consult with your tax advisor regarding any questions or concerns.