Clemson University is pleased to offer the optional Tuition Payment Plan (TPP), a convenient method of planning for and paying your tuition and fees for the fall or spring semester. By using direct debits from your checking account (Equity or Saving Accounts cannot be used for TPP transactions), the TPP allows you to pay your costs with 5 monthly installments, rather than paying one lump sum by the published payment deadline. The TPP is not a loan; you will not be charged any interest. Your only cost is a non-refundable fee, due at the time of payment plan enrollment.
**Only one active payment plan is allowed per student account**
To enroll in the Clemson University Tuition Payment Plan, please apply online through iROAR. After iROAR login, click on the "Student Financial Services" tab, then click on "My Bill" link to enroll in the TPP.
|TPP application completed||Due at Sign-Up||# of Monthly Drafts||First Draft Date|
|Oct 15, 2013 - Nov 15, 2013||$75 TPP Fee||5||Nov 15, 2013|
|Nov 16, 2013 - Dec 20, 2013||$75 TPP Fee + 20% of Est. Balance||4||Dec 20, 2013|
|Dec 21, 2013 - January 2, 2014||$75 TPP Fee + 40% of Balance||3||January 17, 2014|
Spring Semester 2014:
November 15, 2013
December 20, 2013
January 17, 2014
February 21, 2014
March 21, 2014
To take advantage of all 5 payments, you will be signing up for an estimated plan. Once official bills are generated your payment plan will convert to a plan that covers your actual tuition and fee amount. Installment amounts may change over time to account for any new charges, payments, or financial aid adjustments. You will receive email notifications about any changes to your payment plan. Automatic draft amounts will not be adjusted within 14 days of the next draft date. Any adjustments made to the student account after the final draft may create a balance due which would need to be paid separately through iRoar.
For the Spring 2014 semester, please use the current 2013-2014 Fee Schedule, or your student's Fall 2013 bill, to create your estimated payment plan. To assist you in creating an estimated payment plan, please use the Estimated TPP Calculator.
What the Deferred Payment Plan? The Deferred Payment Plan is a 3-pay installment plan designed for students who are unable to pay their fees in full on registration day, whether from a loan application in process or a change in family finances that prevents a student from satisfactorily completing the registration process and simply needs more time within the semester to satisfy his/her fees. Participation in the plan signifies the student’s ability and willingness to pay the outstanding balance within the allotted time.
How does a student sign up for the Plan? Students wishing to use the Deferred Payment Plan will sign sign-up online at http://iroar.clemson.edu starting December 30, 2013.
How much does the plan cost? Students will be assessed a $150 Payment Plan enrollment fee at sign-up. An additional $50 late billing fee will be assessed each month if payment is not received by the due date. We encourage students to schedule payments at the time of sign-up to avoid the late fee.
When are payments due and how are minimum payments determined? When a student enrolls in the plan, the outstanding balance at the time of enrollment will be divided by 3 to determine the minimum monthly payment. Financial Aid or changes in fees may affect monthly payment amounts. Payments are due February 15, March 15 and April 15 and can be automatically drafted from a checking account. Students can also pay online using an e-check (no service charge) or by Visa, MasterCard, Discover or American Express (a 2.75% convenience fee applies to all credit/debit card transactions).
What happens if the student does not make the agreed upon payments? Students not meeting the requirements of the payment plan are subject to:
· Late payment fees
· Registration block
· Payment plan block
· Transcript hold
· Collections costs
· Credit bureau reporting