Finance Division

Payment Plans

Four Payment Plan

Clemson University is pleased to offer the optional Four Payment Plan, a convenient method of planning for and paying your tuition and fees for the fall or spring semester. By using direct debits from your checking account (Equity or Saving Accounts cannot be used for payment plan transactions), the Four Payment Plan allows you to pay tuition and fees in up to 4 monthly installments, rather than paying one lump sum by the published payment deadline. The Four Payment Plan is not a loan; you will not be charged any interest. Your only cost is a non-refundable fee, due at the time of payment plan enrollment.

**Only one active payment plan is allowed per student account**

To enroll in the Clemson University Four Payment Plan, please apply online through iROAR. After iROAR login, click on the "Student Financial Services" tab, and then click on "My Bill".  From there, select payment plans from the menu at top of page.

Fall 2015

Sign up completed by:Due at Sign-Up
# of Monthly Drafts
First Draft Date
By July 31, 2015 $75 Payment Plan Fee
July 31, 2015

By Aug 1 - Aug 13, 2015 (Fall due date)

$75 Payment Plan Fee + 25% of Balance
August 28, 2015

Spring 2016

Sign up completed by:Due at Sign-Up
# of Monthly Drafts
First Draft Date
By Nov 27, 2015 $75 Payment Plan Fee
Nov 27, 2015

By Nov 28 - Dec 25, 2015 

$75 Payment Plan Fee + 25% of Balance
Dec 25, 2015

By Dec 26 - Dec 31, 2015 (Fall due date)

$75 Payment Plan Fee + 50% of Balance
Jan 29, 2016

Payment plan enrollment is available online via iROAR beginning the day tuition bills are generated for the semester.  Enrollment in the Four Payment Plan must occur prior to the published payment deadline in order to avoid late fees and/or course cancellation.

Debit Dates (All debits occur on the last Friday of the month)

Fall 2015:
Spring 2016:
July 31, 2015 November 27, 2015
August 28, 2015 December 25, 2015
September 25, 2015 January 29, 2016
October 30, 2015 February 26, 2016

Automatic Adjustment

Installment amounts may change over time to account for any new charges, payments, or financial aid adjustments. You will receive email notifications about any changes to your payment plan. Automatic draft amounts will not be adjusted within 14 days of the next draft date. Any adjustments made to the student account after the final draft may create a balance due which would need to be paid separately through iRoar. 

Four Payment Plan Terms and Conditions

Two Payment Plan

What is the Two Payment Plan? The Two Payment Plan is a 2-payment deferred plan designed for students who are unable to pay their fees in full on the payment due date, whether from a loan application in process or a change in family finances that prevents a student from satisfactorily completing the registration process and simply needs more time within the semester to satisfy his/her fees. Participation in the plan signifies the student’s ability and willingness to pay the outstanding balance within the allotted time.

How does a student sign up for the Plan? Students wishing to use the Two Payment Plan will sign-up online at The plan is available the day tuition bills are generated for the semester. Students must sign-up prior to published payment deadlines each semester to avoid any late payment fees and/or course cancellation.

How much does the plan cost? Students will be assessed a $150 Payment Plan enrollment fee at sign-up. A late billing fee of $150 will be assessed each month if payment is not received by the due date. We encourage students to schedule payments at the time of sign-up to avoid the late fee.

When are payments due and how are minimum payments determined? When a student enrolls in the plan, the outstanding balance at the time of enrollment will be divided by 2 to determine the minimum monthly payment. Financial Aid or changes in fees may affect monthly payment amounts. Payments are due by the 15th of each month (September 15 and October 15 for fall; February 15 and March 15 for spring) and may be automatically drafted from a checking account. Students may also pay online using an e-check (no service charge) or by Visa, MasterCard, Discover or American Express (a 2.75% convenience fee applies to all credit/debit card transactions).

What happens if the student does not make the agreed upon payments? Students not meeting the requirements of the payment plan are subject to:
· Late payment fees
· Registration block
· Student privilege restrictions
· Payment plan block
· Transcript hold
· Collections charges
· Credit bureau reporting

Two Payment Plan Terms and Conditions