Insurance

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All students participating in a study abroad program or other university-affiliated international travel (student organizations, international co-op or internship, dissertation research, university-funded travel, etc.) are required to use international insurance per the directions below.

Faculty-Directed Programs
Students participating in faculty-directed programs pay for Clemson University’s international insurance coverage as part of their program fees, and it is purchased on their behalf. These students do not need to independently purchase Clemson’s international insurance.

Other Programs and University-Affiliated Travel
Students participating in exchange programs, direct-enrollment programs, some third party programs, and other university-affiliated travel are required to use Clemson University’s international insurance coverage through Cultural Insurance Services International (CISI). This insurance policy covers basic medical expenses, medical evacuation, medical reunion, repatriation, and a security evacuation rider. Students can enroll for up to 1 additional month of coverage if planning to extend time abroad. The enrollment must be completed prior to departure and proof of insurance submitted via the Clemson Abroad online application system.

Students participating in university-affiliated travel (student organizations, international co-op or internship, dissertation research, university-funded travel, etc.) should follow the directions on our Student Travel page and contact abroad@clemson.edu to discuss their travel plans.

Approved Third Party Program Coverage
Students participating on approved third-party provider programs may waive purchase of the Clemson CISI insurance, if desired. Students must submit proof of third party insurance coverage as part of their online application. Approved third party programs are: AIFS, API, Arcadia, CAPA, CEA, CIEE, CIMBA, CIS, Global Semesters, IES, ISA/ELAP, SAI, Semester at Sea, TEAN, and USAC.

Clemson University Student Health Plan
If a student already uses Clemson’s Student Health Plan as their primary coverage, please contact abroad@clemson.edu.

CISI Coverage Details

Clemson University’s international insurance is provided by Cultural Insurance Services International (CISI). The insurance policy covers basic medical expenses, medical evacuation, medical reunion, repatriation, and a security evacuation rider. Students can enroll for up to 1 additional month of coverage if planning to extend time abroad. The enrollment must be completed well prior to departure and proof of insurance submitted via the online application system to the Clemson Study Abroad Office.

CISI Coverage Brochure

Student enrollment directions (PDF version; Word version)

For questions about the coverage and policy, please contact the Office of Risk Management at riskmanagement@clemson.edu.