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Special-risk accident/illness insurance is available to those departments that engage in events outside the normal course of academic and recreational activities. This includes events such as summer academic camps, Creative Inquiry assignments, trips away from campus, etc. The policy is purchased through American Income Life Insurance Company and is underwritten by the Nationwide Life Insurance Company. Questions regarding special risk coverage should be directed to Office of Risk Management, E-306 Martin Hall, Clemson, SC 29634-5339, 864-656-3365.
There is NO charge for academic required or related events; however, the event must be reported to the Office of Risk Management through the "Enrollment Request form for Special Risk Accident Insurance", 7 days prior to the event.
Rates for high risk activities (i.e. recreational/sporting events that allow for physical activity) are subject to increased rates must be quoted by American Income Life Insurance Company. Please advise the Office of Risk Management of the event or camp no later than 7 working days prior to the start of the activity so that Special Risks will have adequate time to quote the special rate(s).
Coverage is mandatory for all participants excluding Clemson University employees.
Coverage is for all scheduled events.