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Student Financial Aid

Financial Aid Terms and Conditions

By accepting your federal, state or university aid that has been awarded on your award summary, you are accepting the terms and conditions listed below. If you have specific questions about the terms and conditions, or if you are unable to accept the terms and conditions, you may email finaid@clemson.edu.

The Office of Student Financial Aid will communicate with you regarding changes to your aid, including the terms and conditions, primarily through your Clemson email account and the iROAR portal. You must monitor your account regularly.

Messages associated with certain programs will be listed on the Resources tab under the Financial Aid Menu in the iROAR portal for any awards you have been offered. Acceptance of these Terms and Conditions includes acknowledgment of messages linked to specific programs. You must certify that you have read the terms and conditions and that you understand the award messages may change if your award package is adjusted.

iROAR Scholarship Terms and Conditions

General Terms

Federal and state student financial aid can be used only to pay the cost of attending Clemson University. The cost of attendance includes direct costs such as tuition, fees, on-campus housing and food, as well as indirect costs such as books, course materials, supplies, off-campus living expenses, transportation and medical expenses. 

  • Aid Package Adjustments

    Your aid package may require an adjustment to avoid an over-award. An over-award may be caused by financial aid in excess of financial need determined by the FAFSA or financial aid over the cost of attendance.  

    This limitation applies to all financial aid regardless of the source. It is based on the cost of tuition and fees, housing, food, books, course materials, supplies, transportation and personal expenses. Scholarships, fellowships, federal aid and/or state aid will be adjusted to ensure this limit is not exceeded. You are responsible for satisfying any balance due on your account created by adjustments to your financial aid.

  • Aid Changes

    The Office of Student Financial Aid reserves the right on behalf of the University to review and cancel any award at any time because of changes in financial need, academic status, academic history, academic program or program funding. 

  • Loans

    All loans, including but not limited to Federal Direct Loans, Federal Direct PLUS Loans, teacher loans and private loans, must be approved by the U.S. Department of Education or the lender.

    The amounts shown may be our recommendation only and may be adjusted after the lender completes processing. You must complete all loan requirements, such as Entrance Counseling and the Master Promissory Note. Student loans are not gift aid and must be repaid. Serious consequences arise from not repaying your loans as prescribed, including wage garnishment and default. Before borrowing, you are urged to review a sample repayment chart at studentaid.gov.

  • Need-Based Aid

    You may receive a Federal Pell Grant at only one school per term. 

    University and state scholarships, S.C. Need-Based Grants, Federal Pell Grants and Federal Supplemental Educational Opportunity Grants are restricted to undergraduate students pursuing a first bachelor's degree.

    All federally funded financial aid is restricted to United States citizens and eligible noncitizens as defined by the U.S. Department of Education and the U.S. Department of Homeland Security.

    If Federal Work-Study (FWS) is offered in your financial aid award package, the amount of FWS shown is the maximum amount of money you can expect to earn during the academic year. Earnings are paid directly to you based on hours worked and cannot be credited to your account for the satisfaction of University fees. Procedures for job placement will be sent to your Clemson University email account in July.

  • Aid Disbursement

    Disbursement of this aid, except Federal Work-Study earnings, will be in the form of direct credit to your student account (to satisfy all University fees for the specified academic year unless you have declined automatic crediting in writing to the Office of Student Financial Services). Any credit balances created as a result of this aid will be disbursed according to guidelines established by the Office of Student Financial Services. Generally, refund checks are available each Friday for aid posted through the previous Friday. 

  • Taxation

    Gift assistance (scholarships, fellowships and grants) that exceeds tuition, mandatory fees, books and required supplies is subject to U.S. income taxation. Amounts used for room and board are considered taxable income. We encourage you to maintain careful records and consult your tax preparer as needed.  

    See Clemson University's Non-Discrimination Policy

Enrollment Requirements

  • The estimated cost of attendance (COA) and initial financial aid award package are based on full-time (12 hours) enrollment for undergraduate or half-time (5-8 hours) enrollment for graduate students.

You must contact Financial Aid if you will not meet enrollment requirements. 

  • If you intend to take fewer than 12 hours per semester as an undergraduate or fewer than 5 hours as a graduate student, you should notify the Office of Student Financial Aid immediately to have your COA and award amounts adjusted.  

  • We ask you to submit this enrollment adjustment in writing by using the comment field on your “Financial Aid Award” page in iROAR or by sending an email to finaid@clemson.edu. You must include the number of hours you intend to enroll for the Fall and Spring semesters.  

  • If Financial Aid is not notified of your enrollment adjustment, a balance may be created in your student account when your final financial aid eligibility is determined due to the cancellation or reduction of your previously awarded aid.  

  • Please note that some types of financial aid have specific enrollment rules as outlined below. 

  • For the purpose of determining final financial aid eligibility, enrollment is defined as total hours enrolled as of applicable dates as described below based on the academic calendar.

  • If you are receiving University scholarships and state scholarships and grants, you are required to enroll as a full-time student, defined as 12 credit hours per semester for undergraduates, as of midnight on the last day to drop a class without a "W" for the standard (long) term. 

  • Full Federal Pell Grants require 12 hours of enrollment; three-quarter-time grants require 9 to 11 credit hours; half-time grants require 6 to 8 credit hours; and less-than-half-time grants require 1 to 5 credit hours. Enrollment is defined as total hours, required for the declared degree (see Courses in Program of Study), enrolled as of midnight on the dat day to drop a class without a "W" for the standard (long) term. Classes added in parts of term that stat later (e.g., minimesters) will not be counted in enrollment for federal aid purposes. Students must participate (attend) all classes in which they are enrolled.

  • If you are receiving a Federal Direct Loan, Federal Direct PLUS Loan or Federal Direct Graduate PLUS Loan, you must be enrolled at least half-time, defined as 6 hours per semester for undergraduate students and 5 hours per semester for graduate students. Enrollment is defined as total hours, required for the declared degree (see Courses in Program of Study), enrolled as of midnight on the dat day to drop a class without a "W" for the standard (long) term. Classes added in parts of term that stat later (e.g., minimesters) will not be counted in enrollment for federal aid purposes. Students must participate (attend) all classes in which they are enrolled.

  • Enrollment for the purposes of federal aid must be in classes that are required for the declared major, including dual degrees, double majors, required minors/emphasis areas/concentrations, General Education requirements and required electives. Classes will not count if they are for optional minors, unofficial majors (i.e., projected but not yet declared) or excess electives. Classes above the enrollment requirements described in this section do not have to satisfy a degree requirement.
  • Students must participate (attend) all classes in which they are enrolled. At the beginning of each semester, the instructor will confirm your participation by roll call or by another method such as assigning a survey or quiz. Make sure you participated by the second class meeting according to your instructor's method. After your participation is confirmed, follow the instructor's attendance policy in the syllabus. 

Conditions 

  • You are required to notify the Clemson University Office of Financial Aid of any scholarships, loans or other forms of assistance extended from sources outside the University. Credit for outside donor aid will not be posted on your bill until the funds are received by the Office of Student Financial Services. You can add information about outside donor aid in iROAR on the Outside Resources page under the Financial Aid section. 

  • You are required to notify the Office of Student Financial Aid of periods of less-than-full-time enrollment, periods of nonenrollment, candidacy for graduation, co-op assignments, periods of study abroad, internships and other plans that may affect enrollment during the time covered by this award summary.

    • You may use the comment field on the Financial Aid Award page in iROAR or send an email to finaid@clemson.edu to notify the office of any changes to your enrollment.

  • You must maintain satisfactory academic progress, as defined in the Satisfactory Academic Progress Policy

  • If you withdraw from the University during a term or earn no passing grades for a term (which may be considered an unofficial withdrawal), your eligibility for the financial aid already disbursed to you may be affected. You may be required to repay significant amounts of financial aid. Failure to repay these funds may prevent you from re-enrolling at the University, block you from obtaining a transcript to transfer, result in your account being referred to a collection agency and damage your credit rating. 

  • Scholarship Recipient Criteria for Consideration

    If you are a scholarship recipient, you must meet the following criteria for consideration and/or renewal. More specific criteria may be linked to certain scholarships. 

    • University first-year recruiting scholarship recipients are required to pass at least 24 credit hours per year and maintain a cumulative Clemson GPA of at least 3.0 or as otherwise specified at First-Year Recruiting Scholarships. Recruiting scholarships are four-year scholarships awarded to entering first-year students. 

    • Clemson Foundation scholarship recipients are required to pass at least 24 credit hours per year and maintain a cumulative Clemson GPA of at least 2.5 or as otherwise specified at Clemson Foundation Scholarships. Clemson Foundation scholarships are scholarships awarded annually to upperclassmen or first-year students. These scholarships may be renewable in some cases. 

    • Palmetto Fellows Scholarship recipients must complete at least 30 earned credit hours each year and maintain a minimum cumulative 3.0 Clemson GPA. After eight semesters from the date of initial college enrollment, you are ineligible for Palmetto Fellows Scholarship renewal. 

    • LIFE Scholarship recipients must complete an average of 30 earned credit hours per year and maintain a minimum 3.0 LIFE (all-college) GPA as defined by the South Carolina Commission on Higher Education. After eight semesters from the date of initial college enrollment, you are ineligible for LIFE Scholarship renewal. 

    • The Academic Common Market waiver requires you to remain enrolled in the major you were certified in with your home state. If you change your major, you will lose your Academic Common Market waiver. To renew the Academic Common Market waiver, you must maintain Satisfactory Academic Progress, and there is an eight-semester limit. 

       

    By accepting a scholarship award, you are authorizing Clemson University to release information about you and your scholarship to the media, the donor and University officials. 

  • Program-Specific Eligibility Requirements

    Certain programs require you to meet specific eligibility requirements. Should you be deemed ineligible because of failure to meet certain eligibility requirements, your financial aid will be withdrawn. Messages associated with certain programs will be listed on the Terms and Conditions tab under the Financial Aid menu in the  iROAR  portal for any awards you have been offered. Acceptance of these Terms and Conditions includes acknowledgment of messages linked to specific programs. 

  • Scholarship Renewal

    Renewal for Clemson and state scholarships is based on your cumulative Clemson GPA or LIFE GPA and your earned credit hours. Academic Forgiveness can improve your GPA while reducing your earned credit hours, so you must be aware of all consequences before requesting that a grade be forgiven.   

    Please speak with the Office of Student Financial Aid if you have questions about how Academic Forgiveness may affect your scholarship eligibility. If you are seeking to regain a scholarship for an upcoming academic year, you must submit an Academic Forgiveness request before the first day of Fall semester at the following location: iROAR > Student Self-Service > Student Records > Request Academic Forgiveness.   

    You must reapply for federal aid annually by submitting the Free Application for Federal Student Aid (FAFSA). Application procedures and deadlines are outlined under  Aid Eligibility

Necessary Action

  • You must notify the Clemson University Office of Financial Aid of any outside donor aid by listing your scholarships on the Resources/Additional Information tab under the Financial Aid menu in the iROAR portal or by emailing finaid@clemson.edu

  • Aid offers made prior to the last day to drop classes without a "W" are based on full-time enrollment for undergraduate students and half-time enrollment for graduate students.  

  • You must notify Clemson University of any changes to your enrollment by adding comments on the Accept Award Offer tab under the Financial Aid menu in the iROAR portal or by emailing finaid@clemson.edu

  • Acceptance of this aid does not satisfy the payment of University fees. You must follow all billing instructions from the Office of Student Financial Services to prevent the cancellation of your classes. 

State Aid Affidavit Terms 

As a recipient of a State of South Carolina scholarship/grant (Palmetto Fellows, LIFE, HOPE or S.C. Need-Based Grant): 

  • I affirm that I have never been adjudicated delinquent, convicted or plead guilty or nolo contendere to any felonies and/or any second or subsequent alcohol/drug-related misdemeanor offenses under the laws of this or any other state or under the laws of the United States of America during the 12 months prior to the start of school for the period of this award. If I am adjudicated delinquent or am convicted or plead guilty or nolo contendere to any felonies or any alcohol or drug-related misdemeanor offenses under the laws of this or any other state, I agree to notify the Office of Student Financial Aid by the start of school. I hereby give permission for a background check to be conducted to verify the above. I understand additional information may be requested after the background check has been conducted. 
  • For the LIFE Scholarship (if applicable), I agree that I have provided Clemson University official transcripts for all postsecondary institutions that I have attended. 
  • I also affirm that I am presently not in default on any Federal or State student loans nor do I owe any refunds to any Federal or State financial aid programs. 

Any false information provided by the student or any attempt to expend any scholarship funds for unlawful purposes or any purpose other than in payment or reimbursement for the cost of attendance at the institution authorized to award the scholarship will be cause for immediate cancellation. Any student who obtained a scholarship through means of a willfully false statement or failure to reveal any material fact, condition or circumstances affecting eligibility will be subject to applicable civil or criminal penalties, including retroactive loss of the scholarship. 

If additional information is needed prior to making your selection, please contact Student Financial Aid via email at finaid@clemson.edu or by phone at 864-656-2280.  

Additional considerations that must be met for state scholarship disbursement.

  • Be a U.S. citizen or a legal permanent resident that meets the definition of an eligible noncitizen under state residency statutes whose lawful presence in the U.S. has been verified at the time of enrollment at the institution. 
  • Be a South Carolina resident for in-state purposes at the time of high school graduation and at the time of enrollment at the institution, as set forth by Section 59-112-10 of the S.C. Code of Laws.  A student must be a legal permanent resident of the United States before being considered to be a South Carolina resident. 
  • For the LIFE, HOPE and Palmetto Fellows Scholarships, you must be admitted, enrolled full time and classified as a degree-seeking student.