Financial Literacy Series

Encouraging financial awareness, education and engagement

In an effort to help employees make sound financial decisions, the Office of Human Resources is partnering with the South Carolina Retirement System to provide a series of no-cost financial literacy seminars.

Whether you are beginning your professional career or nearing retirement, the financial literacy seminars will provide you with the tools and resources you need to make informed decisions regarding your financial well-being now and in the future.

About the Seminars

The Financial Literacy Series is a program designed to provide personal finance education to Clemson University employees. Our seminars, presentations and online webinars elaborate on key topics like personal finance and debt management, budgeting, investments planning, retirement planning and risk management.

Registration

Registration can be completed online by visiting the OHR Learning and Development webpage and choosing “HR Training Registration” within the purple box.

Accessibility

For questions about accessibility or to request an accommodation, contact the Office of Human Resources online at Ask-HR or by phone at 864-656-2000 for assistance. Requests should be made at least 24 hours prior to the event.

Current Seminar Schedule - Fall 2018

Planning as a Millennial - Financial

Financial Planning as a Millennial

This seminar addresses the distinct challenges faced by a younger generation - such as increased student loan debt and underemployment - and provides guidance and strategies that can help with early planning for a more secure financial future.

September 21, 2018

  • 11 a.m. to 12 p.m.
  • 1 p.m. to 2 p.m.

Administrative Service Building, Training Room

Register Here
Open Enrollment

2018 Open Enrollment Sneak Peek

Open enrollment is an annual opportunity to assess your state insurance options, review dependent enrollment, and plan ahead for anticipated needs. We’ll provide an overview on the open enrollment process, look at what’s new for 2019, what’s staying the same, and how to make changes during open enrollment.

September 26, 2018

  • 11 a.m. to 12 p.m.
  • 1 p.m. to 2 p.m.

Administrative Service Building, Training Room

Register Here
Social Security

Social Security and Your Retirement

Social Security is an important element of retirement planning. This seminar explores the cost of retirement, as well as options for claiming and maximizing your Social Security benefits. Will also discuss how to bridge possible income gaps.

November 8, 2018

  • 11 a.m. to 12 p.m.
  • 1 p.m. to 2 p.m.

Administrative Service Building, Training Room

Register Here
Retirement

Maximizing Your Retirement

Learn how to enhance your retirement budget, boost your retirement plan savings and protect your nest egg.

November 12, 2018

  • 11 a.m. to 12 p.m.
  • 1 p.m. to 2 p.m.

Administrative Service Building, Training Room

Register Here
Pre tax vs roth

Pre-Tax Contributions vs Roth Contributions

Learn the difference between pre-tax retirement contributions and Roth contributions to assist in determining which option is best suited for you.

November 16, 2018

  • 11 a.m. to 12 p.m.
  • 1 p.m. to 2 p.m.

Administrative Service Building, Training Room

Register Here
Planning for the Future

Planning for the Future – Part 1

Designed for employees who are five to ten years from retirement, part 1 of this 2-part workshop includes information on state retirement benefits and retirement income strategies, social security, and estate planning.

November 2, 2018

  • 8:30am to 4:00pm

Academic Success Center, Room 118

Register Here
Planning for the future part 2

Planning for the Future – Part 2

Designed for employees who are five to ten years from retirement, part 2 of this 2-part workshop includes information on the emotional aspects of retirement, state retiree health insurance, returning to Clemson employment after retirement, leisure and volunteering in retirement, and how to talk to your supervisor about transitioning into retirement.

November 14, 2018

  • 8:30am to 4:00pm

Academic Success Center, Room 118

Register Here

Access Recorded Seminars Below

Market Volatility

Description: This seminar discusses how market volatility affects us all and how to react when changes in the market occur. In times of market uncertainty, know answers to questions like,1) should I stop saving, 2) are my investments relatively safe, 3) and what should I do with my retirement account?

Recorded Version: Available HERE

The Roth Option: Is It Right For You?

Description: This quick introduction to Roth 401k and 457 accounts makes it easier to compare your supplemental retirement account options, so you can choose the retirement savings plan that’s best fits your needs. For those who are new to Roth accounts or need a refresher, this session provides the fundamentals of Roth 401k and 457 accounts to include how these Roth accounts work, benefits of a Roth 401k and Roth 457 account, comparing Roth 401k to Roth 457 accounts, and more.

Recorded Version: Available HERE

Risk Management in the 21st Century: All Insurance is Not Created Equal

Description: This seminar provides an overview of the risks that pose the greatest danger to your financial security and the role insurance has in addressing these risks. Explore the types of insurance and the appropriate and recommended coverage for each stage of life so that your financial future is protected.

Recorded Version: Available HERE

Planning for Financial Security

Description: This comprehensive seminar provides useful information about the main areas of financial planning: cash management, tax planning, risk management, retirement planning, estate planning, investment planning and long-term care.

Recorded Version: Available HERE

Financial Planning as a Millennial

Description: This seminar addresses the distinct challenges faced by a younger generation – such as increased student loan debt and underemployment – and provides guidance and strategies for early planning for a more secure financial future.

Recorded Version: Available HERE

SC Retirement System (SCRS) Plan

Description: Covers the state retirement program, purchasing additional service towards retirement, retirement eligibility prerequisites, how retirement benefits are calculated, and benefits available to beneficiaries upon a member’s death.

Presenter: George Hazin, PEBA Retirement

Recorded Version: Available HERE

Social Security Benefits

Description: Reviews social security topics, including retirement, survivor, disability, and Medicare benefits and how they are calculated.

Presenter: Corey Curtis, Social Security Administration

Recorded Version: Available HERE

Retirement Income Strategies

Description: Discusses the importance of investing for a secure financial future. Outlines the different plans available through Clemson University.

Presenter: Bert Campbell, ACI Financial

Recorded Version: Available HERE

Estate Planning

Description: Discusses the importance of establishing wills and trusts for the distribution of personal assets and the care of young family members. Reviews the different types of power of attorney and how they can be tailored to a person’s specific needs.

Presenter: James Anderson, Deer Oaks

Recorded Version: Available HERE

State Retiree Insurance

Description: Discusses the state insurance program and member options Outlines when and how an employee can make changes to health and life insurance policies. Discusses the prerequisites needed to carry health insurance into retirement.

Presenter: Travis Wilson, PEBA Insurance

Recorded Version: Available HERE

Disclaimer: The opinions, guidance and comments of presenters are their own and do not represent the opinion of Clemson University. Clemson University cannot provide legal or financial advice to individuals. Speakers have been asked to provide general information on their topic. You should consult a professional for independent advice regarding your specific tax, investing, retirement, estate, insurance or legal needs for appropriate guidance for your specific situation.

Contact HR

Clemson University 
Office of Human Resources

108 Perimeter Rd,
Clemson, SC 29634

Phone: 864.656.2000
Fax: 864.656.4672
Email: ContactHRSC@clemson.edu

Ask-HR
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