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Office of Human Resources

Insurance Open Enrollment 2023

October 1, 2023 - October 31, 2023

During open enrollment, eligible employees may change their coverage for the following year. Changes you make during open enrollment take effect January 1, 2024.

The South Carolina Public Employee Benefit Authority (PEBA) is the state agency responsible for the administration and management of the state’s insurance programs for South Carolina’s public workforce. PEBA’s 2024 Insurance Summary (PDF) has details about open enrollment options and includes an Open Enrollment Worksheet for Employees (PDF).

All enrollments and changes must be made by 11:59 p.m. on October 31. Please take a moment to review your current insurance elections and related payroll deductions. Even if you don’t plan to make changes during open enrollment, all employees are highly encouraged to review their insurance elections and life insurance beneficiaries for accuracy. Log into PEBA MyBenefits to review your current elections. Access your paycheck online through Employee Self Service to view your current payroll deductions.

If you’re satisfied with your current elections as indicated in MyBenefits, you don’t need to do anything to continue your coverage in 2024, unless you have a MoneyPlus flexible spending account, in which case you’ll need to re-enroll.

2023 Open Enrollment Highlights

  • Employee health insurance premiums will not increase in 2024. See 2024 insurance premiums (PDF).
  • 2023 is a dental year! You may make changes to existing dental coverage during Open Enrollment 2023. The next chance to make changes to Dental will be during Open Enrollment 2025.
  • The State Health Plan will cover an annual well-woman visit at no member cost for eligible female non-Medicare primary members, effective January 1, 2024.
  • The State Health Plan will cover birth control at no member cost for primary members covered as child dependents.
  • Total Administrative Services Corporation (TASC) will be the new State Flexible Benefits Plan (MoneyPlus) administrator. Administrative fees will reduce to $2.14 per account per month. Learn more on the MoneyPlus webpage.
  • There will be an increase in premiums for Dental Plus and the State Vision Plan.

Where do I start?

Review Open Enrollment Presentations

These recorded presentations will help you better understand the open enrollment options available to you through PEBA and supplemental provider Aflac. They will also walk you through making changes in PEBA’s MyBenefits platform.

Review Your Current Coverage

Even if you don’t plan to make changes during open enrollment, all employees are encouraged to review their current elections and beneficiaries for accuracy.

PEBA: Log in to MyBenefits to review current coverage. If you don’t have an account, use the Setting Up a New MyBenefits Account flyer (PDF) to learn how.

Aflac: Contact AFLAC’s customer service center at 800.433.3036 or visit

Allstate: Log into your benefits portal to verify current coverage or call 800.789.2720.

Enroll or Make Changes!

Utilize the dropdowns below and the PEBA Open Enrollment Worksheet (PDF) to plan and select your insurance elections for 2024.

If you are satisfied with your current elections as indicated in MyBenefits, you do not need to do anything to continue your coverage in 2024.

Consider enrolling in the Pretax Group Insurance Premium Feature (PDF). This allows you to pay your state health, dental, vision, life insurance and MoneyPlus premiums with money from your paycheck before taxes are withheld. Visit PEBA’s Pretax Feature Flyer (PDF) to see how much money it could save you this year!

IMPORTANT NOTE: MoneyPlus flexible spending account holders (medical spending accounts, limited-use medical spending accounts and dependent care spending accounts) must re-enroll each year.

Open Enrollment Options for Eligible Employees

  • Choose your health plan
  • Choose your dental plan
    • Change from one dental plan to another:
      • Dental Plus
      • Basic Dental
    • Enroll yourself or any eligible dependents in dental coverage.
    • Drop dental coverage for yourself or any dependents.

    Changes to existing dental coverage can only be made during open enrollment in odd-numbered years. If you don't make changes this year, your next opportunity to make changes will be October 2025.

    Be sure to consider how much you spend on dental care to determine how much you should contribute to your Medical Spending Account or Health Savings Account.

    Access the Comparing Dental Plus and Basic Dental 2024 (PDF) to learn more about your dental plan options.

  • Choose your vision coverage
    • Enroll in or drop State Vision Plan coverage for yourself and/or your eligible dependents.

    Be sure to consider how much you spend on vision coverage to determine how much you should contribute to your Medical Spending Account or Health Savings Account.

  • Choose your additional life insurance coverage

    Employees who wish to enroll in or increase Optional Life insurance coverage must go to the Life Insurance Request Portal, complete the requested information and upload a completed Notice of Election (NOE) form. Employees may request up to the plan maximum of $500,000. All requests received during Open Enrollment will be communicated to PEBA who will initiate the distribution to MetLife. MetLife will email employees a link to an online Statement of Health form. The email will come from and the employee must register on MetLife’s portal (also called MyBenefits) before completing the online form.

    Employees who wish to enroll in or increase Dependent Life-Spouse coverage must follow the same process. Employees may elect up to $100,000 Dependent Life-Spouse coverage, or 50% of the employee’s Optional Life Insurance amount, whichever is less.

    Your coverage will reduce to 65% at age 70, 42% at age 75 and 31.7% at age 80.

    Important Note - A separate NOE must be submitted for each person (employee and/or spouse) by October 31, 2023. Additionally, MetLife will email a separate online Statement of Health form for each person (employee and/or spouse) to complete.

    If MetLife approves your Optional Life and/or Dependent Life-Spouse coverage, your benefits administrator will submit the NOE(s) to PEBA. You should make all other open enrollment changes in the MyBenefits Employee Portal.

    Life Insurance Request Portal

  • Choose your additional long term disability coverage
    • Apply for Supplemental Long Term Disability (SLTD) coverage with medical evidence. As a reminder, you can apply for SLTD throughout the year with medical evidence. You can also change your benefit waiting period, which may require medical evidence.
    • Change your benefit waiting period from 180 days to 90 days for existing coverage with medical evidence.
    • Change your benefit waiting period from 90 days to 180 days for existing coverage without medical evidence.
    • Drop coverage.

    Employees who wish to enroll in SLTD or change their waiting period from 180 days to 90 days must go to the SLTD Request Portal to complete the required information, upload a completed and signed 2024 Notice of Election (NOE) Form (PDF) and upload a completed Statement of Health Form (PDF) by October 31, 2023. If your SLTD enrollment or change is approved, your benefits administrator will submit the NOE to PEBA for processing.

    SLTD Request Portal

  • Choose your MoneyPlus elections

    Remember you can carry over up to $610 of unused Medical Spending Account (MSA) and Limited-use MSA funds into the next plan year (2025). Be sure to take this into consideration when making your election.

    TASC will issue new cards to 2024 participants for use with their MoneyPlus Flexible Spending Accounts.

    Learn more about TASC, the new MoneyPlus administrator, on the MoneyPlus webpage.

  • Choose Health Savings Account options for Savings Plan enrollees

    If you are enrolled in the Savings Plan as your State Health Plan you may:

    • Enroll in or drop a Health Savings Account (HSA). (If you enroll in an HSA, you must open a bank account with Central Bank to access your funds.) HSA Central will automatically set up the bank account based on enrollment information from PEBA. You will receive a welcome email from HSA Central with instructions on how to fully open/activate the HSA. HSA Central debit card will be delivered in 7 to 10 business days. Be sure to login to your account online to accept the account’s terms and conditions and call to activate your debit card to fully access your new HSA.
    • Change your contribution amount for an existing HSA election. If you enroll in the Savings Plan and are not enrolled in a Health Savings Account (HSA), consider enrolling in one. If you already have an HSA, you do not need to re-enroll, but consider whether you would like to change your contribution amount for 2024. As a reminder, you can enroll in an HSA or change/stop your HSA contributions anytime throughout the year.
    • Heath Savings Accounts (HSA) elections will continue into the next year if an employee takes no action.
  • Choose your supplemental insurance coverage

    Additional information about each plan, including limitations and exclusions, is included in the plan brochures. For assistance, to learn more about supplemental insurance coverage through Aflac or to enroll, attend one or the webinars listed below or use the button to schedule a virtual appointment with an Aflac representative.

    Aflac Webinars

    Tuesday, October 3, 2023 - 11 a.m. (ET) - Add to Calendar

    Wednesday, October 11, 2023 - 2 p.m. (ET) - Add to Calendar

    Schedule an Appointment

  • Choose your identity protection coverage
    • Enroll in or adjust Identity Protection coverage through Allstate Identity Protection Pro Plus. Allstate Identity Protection delivers a powerful new approach to online privacy with unique tools and proactive monitoring that help you see, manage, and protect your personal data.
    • Enrollments and changes are limited to the annual open enrollment period.
    • To enroll in or adjust coverage through the Allstate Identity Protection Pro Plus plan, submit the Identity Protection Open Enrollment Form.

    Identity Protection Open Enrollment Form

    Do you have questions about Allstate Identity Protection Pro Plus? Call 1-800-789-2720.

Need Support?


PEBA offers assistance to its members via phone, email and video consultation. Visit the page below to contact PEBA or schedule an appointment.


Aflac offers live webinars (listed in “Open Enrollment Options” section) with information about supplemental insurance. You can also schedule an appointment to talk with a representative.

Allstate Identity Protection

Need assistance or more information? Call 1.800.789.2720 or visit Allstate’s website below to get answers to your questions.

Clemson Human Resources

The Office of Human Resources is available should you have general questions about open enrollment. Choose from a list of available times to schedule a meeting.

Office of Human Resources
Office of Human Resources | 108 Perimeter Rd, Clemson, SC 29634