Insurance Open Enrollment 2023

Resources

• Choose your health plan
  • Change from one health plan to another:
    • Standard Plan
    • Savings Plan
    • TRICARE Supplement Plan
  • Enroll yourself or any eligible dependents in health coverage.
  • Drop health coverage for yourself or any dependents.
• Choose your dental plan
  • Change from one dental plan to another:
    • Dental Plus
    • Basic Dental
  • Enroll yourself or any eligible dependents in dental coverage.
  • Drop dental coverage for yourself or any dependents.

  Changes to existing dental coverage can only be made during open enrollment in odd-numbered years. If you don't make changes this year, your next opportunity to make changes will be October 2025.

  Be sure to consider how much you spend on dental care to determine how much you should contribute to your Medical Spending Account or Health Savings Account.

  Access the Comparing Dental Plus and Basic Dental 2024 (PDF) to learn more about your dental plan options.

• Choose your vision coverage
  • Enroll in or drop State Vision Plan coverage for yourself and/or your eligible dependents.

  Be sure to consider how much you spend on vision coverage to determine how much you should contribute to your Medical Spending Account or Health Savings Account.

• Choose your additional life insurance coverage
  • Enroll in or increase Optional Life coverage with medical evidence. Submit your request via the Life Insurance Request Portal.
  • Enroll in or increase Dependent Life-Spouse coverage with medical evidence. Submit your request via the Life Insurance Request Portal.
  • Drop or decrease Optional Life and Dependent Life-Spouse coverage.
  • Enroll in or drop Dependent Life-Child coverage.

  Employees who wish to enroll in or increase Optional Life insurance coverage must go to the Life Insurance Request Portal, complete the requested information and upload a completed Notice of Election (NOE) form. Employees may request up to the plan maximum of $500,000. All requests received during Open Enrollment will be communicated to PEBA who will initiate the distribution to MetLife. MetLife will email employees a link to an online Statement of Health form. The email will come from info@metlife-services.com and the employee must register on MetLife’s portal (also called MyBenefits) before completing the online form.

  Employees who wish to enroll in or increase Dependent Life-Spouse coverage must follow the same process. Employees may elect up to $100,000 Dependent Life-Spouse coverage, or 50% of the employee’s Optional Life Insurance amount, whichever is less.

  Your coverage will reduce to 65% at age 70, 42% at age 75 and 31.7% at age 80.

  Important Note - A separate NOE must be submitted for each person (employee and/or spouse) by October 31, 2023. Additionally, MetLife will email a separate online Statement of Health form for each person (employee and/or spouse) to complete.

  If MetLife approves your Optional Life and/or Dependent Life-Spouse coverage, your benefits administrator will submit the NOE(s) to PEBA. You should make all other open enrollment changes in the MyBenefits Employee Portal.

  Life Insurance Request Portal

• Choose your additional long term disability coverage
  • Apply for Supplemental Long Term Disability (SLTD) coverage with medical evidence. As a reminder, you can apply for SLTD throughout the year with medical evidence. You can also change your benefit waiting period, which may require medical evidence.
  • Change your benefit waiting period from 180 days to 90 days for existing coverage with medical evidence.
  • Change your benefit waiting period from 90 days to 180 days for existing coverage without medical evidence.
  • Drop coverage.

  Employees who wish to enroll in SLTD or change their waiting period from 180 days to 90 days must go to the SLTD Request Portal to complete the required information, upload a completed and signed 2024 Notice of Election (NOE) Form (PDF) and upload a completed Statement of Health Form (PDF) by October 31, 2023. If your SLTD enrollment or change is approved, your benefits administrator will submit the NOE to PEBA for processing.

  SLTD Request Portal

• Choose your MoneyPlus elections
  • Enroll in or drop the Pretax Group Premium feature.
  • Enroll in or re-enroll in flexible spending accounts:
    • Medical Spending Account
    • Limited-use Medical Spending Account
    • Dependent Care Spending Account

  Remember you can carry over up to $610 of unused Medical Spending Account (MSA) and Limited-use MSA funds into the next plan year (2025). Be sure to take this into consideration when making your election.

  TASC will issue new cards to 2024 participants for use with their MoneyPlus Flexible Spending Accounts.

  Learn more about TASC, the new MoneyPlus administrator, on the MoneyPlus webpage.

• Choose Health Savings Account options for Savings Plan enrollees

  If you are enrolled in the Savings Plan as your State Health Plan you may:

  • Enroll in or drop a Health Savings Account (HSA). (If you enroll in an HSA, you must open a bank account with Central Bank to access your funds.) HSA Central will automatically set up the bank account based on enrollment information from PEBA. You will receive a welcome email from HSA Central with instructions on how to fully open/activate the HSA. HSA Central debit card will be delivered in 7 to 10 business days. Be sure to login to your account online to accept the account’s terms and conditions and call to activate your debit card to fully access your new HSA.
  • Change your contribution amount for an existing HSA election. If you enroll in the Savings Plan and are not enrolled in a Health Savings Account (HSA), consider enrolling in one. If you already have an HSA, you do not need to re-enroll, but consider whether you would like to change your contribution amount for 2024. As a reminder, you can enroll in an HSA or change/stop your HSA contributions anytime throughout the year.
  • Heath Savings Accounts (HSA) elections will continue into the next year if an employee takes no action.
• Choose your supplemental insurance coverage
  • Enroll in or adjust Accidental Injury Insurance.
    • Accident Insurance Low Brochure (PDF)
    • Accident Insurance Mid Brochure (PDF)
  • Enroll in or adjust Critical Illness Insurance.
    • Critical Illness Insurance Brochure (PDF)
  • Enroll in or adjust Hospital Indemnity Insurance.
    • Hospital Indemnity Insurance Low Brochure (PDF)
    • Hospital Indemnity Insurance Mid Brochure (PDF)

  Additional information about each plan, including limitations and exclusions, is included in the plan brochures. For assistance, to learn more about supplemental insurance coverage through Aflac or to enroll, attend one or the webinars listed below or use the button to schedule a virtual appointment with an Aflac representative.

  Aflac Webinars

  Tuesday, October 3, 2023 - 11 a.m. (ET) - Add to Calendar

  Wednesday, October 11, 2023 - 2 p.m. (ET) - Add to Calendar

  Schedule an Appointment

• Choose your identity protection coverage
  • Enroll in or adjust Identity Protection coverage through Allstate Identity Protection Pro Plus. Allstate Identity Protection delivers a powerful new approach to online privacy with unique tools and proactive monitoring that help you see, manage, and protect your personal data.
  • Enrollments and changes are limited to the annual open enrollment period.
  • To enroll in or adjust coverage through the Allstate Identity Protection Pro Plus plan, submit the Identity Protection Open Enrollment Form.

  Identity Protection Open Enrollment Form

  Do you have questions about Allstate Identity Protection Pro Plus? Call 1-800-789-2720.